Commercial Insurance AI Receptionist | 24/7 Quote Requests & Policy Service | Frontdesk

CONVERT MORE
INSURANCE LEADS
WHILE YOU SLEEP

Every missed call is a lost policy. Every unanswered inquiry is revenue walking out the door. Frontdesk AI answers calls 24/7, qualifies leads, schedules policy reviews, handles claims questions, and closes quotes—all while your team sleeps.

24/7 Coverage
No Setup Fees

Frontdesk AI

Commercial Insurance

Incoming Call...

Business Owner

"Hi, I need general liability coverage for my warehouse. What are your rates?"

AI Receptionist

"I can help with that! We have competitive GL packages starting at $2,200 annually. Can I schedule a policy review with Alex this week?"

✓ Consultation Booked • Wed 3 PM

The Problem

COMMERCIAL INSURANCE
AGENCIES LOSE CLIENTS

You're losing policy renewals every day you miss calls. Prospects reach out at 9 PM, no-shows waste your consultation slots, and your team can't keep up with quote requests. There's a better way.

You Miss Calls When Businesses Need Coverage

A business owner needs liability coverage urgently at 7 PM, calls, and gets voicemail. By the time you check messages in the morning, they've already purchased a policy from a competitor who answered.

The Cost
$3,500/policy
Average commission lost

Your Team Is Drowning in Quote Requests

While you're in a policy review meeting, three more quote requests come in. Claims questions, coverage consultations, renewal reminders—you can't be everywhere at once. Prospects get frustrated waiting, and you lose policies to faster agencies.

The Cost
60+ calls/day
Per insurance agent

Consultations No-Show and You Lose Them Forever

You clear your schedule, prepare the coverage analysis, and wait. They don't show. You send one follow-up email that gets ignored. That's it—they're gone. No second chance, no recovery, just wasted time and another lost client.

The Cost
35% no-show
Rate industry average
$42,000
Lost annually in missed policy sales
45%
Of inquiries happen after business hours
48 hours
To lose a prospect to competitors

HOW FRONTDESK
WORKS

One AI workforce that handles every touchpoint—from first inquiry to policy renewal

24/7 Quote Chat

Business owners visit your website at any hour. Frontdesk Chat answers instantly, qualifies leads, gathers coverage needs, and schedules consultations—all without human intervention.

  • Automatically extracts business type, coverage needs, and budget
  • Qualifies leads based on industry and risk profile
  • Books consultation calls directly into your calendar
Frontdesk Chat
2:14 AM • Active
"Hi, I need general liability for my retail store. What options do you have?"
AI
"I can help with that! We offer comprehensive general liability coverage for retail. What's your square footage and annual revenue?"
"3,500 sq ft, about $850K annually. Can we discuss this week?"
Consultation Booked ✓
Thursday, March 14 • 10:00 AM
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help you today?"
Caller: "I need to file a claim. There was water damage at my warehouse..."
AI: "I'll start your claim right away. Can you provide your policy number and describe the damage?"
✓ Claim #4920 Created

AI Phone Receptionist

Every call is answered instantly—claims inquiries, policy questions, coverage updates. The AI understands context, initiates claims, schedules agent callbacks, and escalates to humans only when needed.

  • Answers calls in under 0.5 seconds, 24/7
  • Initiates claims and service requests automatically
  • Recognizes policyholders from CRM and references their coverage

Smart Outbound Follow-ups

When prospects miss consultations, Frontdesk Outbound automatically calls to reschedule. The AI references the original conversation, knows their coverage needs, and books a new appointment—all while updating your CRM and calendar.

  • Automatically detects no-shows and triggers follow-up calls
  • Smart retry sequences with optimal timing
  • Reschedules consultations and updates all systems automatically
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Alex, this is Frontdesk. I noticed we missed you for the general liability consultation on Thursday. Would you like to reschedule?"
Alex: "Yes! Can we do next Tuesday instead?"
✓ Consultation Rescheduled
Tuesday, March 19 • 2:00 PM
Frontdesk CRM
Business Name
Urban Retail Co.
Coverage Needed
General Liability • $1M/$2M
Effective Date
April 1, 2024
Source
Web Chat • 2:14 AM
Status
Consultation Scheduled

Unified CRM

Every interaction—chat, call, consultation, claim—automatically creates and updates profiles in your CRM. No manual data entry. No missed information. One complete view of every prospect and policyholder.

  • Auto-creates profiles from any touchpoint
  • Tracks full journey from inquiry to policy binding
  • Syncs with calendar, claims, and all systems

Marketing Automation

Orchestrate the entire prospect journey across email, voice, SMS, and web. Automatically coordinate follow-ups, renewal reminders, and nurturing sequences based on behavior and engagement.

  • Multi-channel orchestration (email, calls, texts, forms)
  • Behavior-triggered workflows and sequences
  • Automatic policy renewal and cross-sell sequences
Automated Follow-Ups
What's Happening Now
Pre-consultation email sequence
Reminder SMS scheduled
Post-consultation follow-up ready
Quote proposal queued
AI Email Agent
Coming Soon
Pre-Consultation Email
"Hi Alex! Your consultation is confirmed. Here's what to prepare for our coverage review..."
Renewal Reminder Email
"Your policy renewal is coming up. Let's review your coverage to ensure you're protected..."

AI Email Agent

Coming Soon: Automatically send personalized, context-aware emails at optimal times. Pre-consultation confirmations, renewal reminders, claim updates, and nurturing sequences—all orchestrated by Marketing Automation.

  • Personalized email sequences based on prospect behavior
  • Optimal send times for maximum engagement
  • Integrated with Marketing Automation workflows

AI-Powered Forms

Smart insurance applications that pre-fill from CRM data and guide prospects through completion. When forms are submitted, they automatically trigger outbound automation sequences for underwriting and policy approval workflows.

  • Pre-filled with CRM data (business name, coverage needs, contact info)
  • AI-guided completion for risk assessment and business details
  • Automatically triggers underwriting workflows on submission
AI Form
Insurance Application
Pre-filled Fields
✓ Business Name, Contact, Coverage (from CRM)
AI-Guided Fields
→ Business Operations
→ Risk Assessment Details
What Happens Next
You're notified immediately and underwriting begins

Live Demo

CALL IT
YOURSELF

(864) 619-0619

No sales pitch. Just our AI answering your call, answering questions, and trying to book you.

YOUR COMMERCIAL INSURANCE AI TEAM
EACH ONE DOES DIFFERENT TASKS

Get a complete AI team for your commercial insurance agency. Each agent handles different tasks—answering calls, qualifying leads, handling policy inquiries requests. They work together 24/7 to convert more prospects faster.

TIER 1.00

AI Receptionist Teammate

24/7 Receptionist
24/7 Available

Answers every call instantly—no voicemail, no missed opportunities. Handles policy inquiries, books consultation appointments, and creates claim support tickets automatically.

Phone Calls Appointment Booking Claims Support
TIER 1.00

Website Chat Teammate

Live Chat Lead Generator
Always Online

Qualifies insurance leads, explains coverage options and pricing, answers questions about policy types and coverage limits instantly. Books consultation appointments and captures contact info—all through your website chat, 24/7.

Lead Qualifying Coverage Search Instant Answers
TIER 1.00

Email Teammate

Email Nurture Specialist
Coming Soon

Sends personalized consultation confirmations, policy renewal reminders, and follow-up emails automatically. Coordinates with Marketing Automation to send at the right time to keep prospects engaged.

Confirmations Follow-Ups Reminders
TIER 1.00

Application Teammate

Application Assistant
Policy Applications

Pre-fills policy applications from CRM data. Guides clients through business information and coverage requirements. Triggers automation workflows when submitted.

Pre-filled AI Guided Auto-Trigger
TIER 1.00

Outbound Sales Teammate

Multi-Channel Outreach
Calls, Texts & Emails

Automatically reaches out to prospects at the right time. Makes outbound calls to no-shows, sends personalized SMS follow-ups, and emails nurturing sequences. Coordinates all outbound channels to recover lost leads and keep prospects engaged.

Outbound Calls SMS Campaigns Email Sequences
TIER 1.00

SMS Texting Teammate

Text Support Agent
Two-Way Texting

Handles two-way SMS conversations with prospects and current clients. Sends consultation confirmations, policy renewal reminders, and answers questions about coverage options via text—98% open rate.

Consultation Confirmations Reminders Two-Way Chat
TIER 1.00

Web Voice Teammate

Voice Interface Agent
Click & Talk

Lets website visitors speak directly to your website about coverage options. Click, talk, get answers about pricing, policy types, and coverage limits—no typing required. Perfect for mobile users browsing insurance options.

Voice Chat Mobile Friendly Instant Answers
TIER 1.00

CRM Sync Teammate

CRM Sync Engine
Real-Time Sync

Automatically updates your Frontdesk CRM with every interaction. All your AI agents feed prospect and client data in real-time—no manual imports, no data entry. Every call, text, and interaction is organized by policy type, coverage needs, and lead status.

Auto-Sync No Data Entry Organized
TIER 1.00

Auto Ticket Teammate

Auto Ticket Creator
Auto-Created

Clients don't submit tickets—they just call or text. Your AI recognizes service requests (claims questions, policy changes, coverage reviews), creates tickets, triages by urgency, and notifies the right team members automatically.

Auto-Create Triage Notifications
TIER 1.00

Smart Alert Teammate

Smart Alert System
Watch & Alert

Watches every conversation and alerts you when it matters. If a prospect was frustrated, if a claim issue was reported, if a consultation was booked—you know instantly.

Smart Alerts Custom Rules Instant

THE
JOURNEY

Follow one prospect from phone call to signed policy—see how every system works together

Scroll to begin ↓
01
2:14 AM

THE PHONE RINGS
AT 2 AM

Alex calls at 2 AM after a fender bender. The AI answers instantly—no voicemail, no missed call.

ANSWERED ✓
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help you today?"
Alex: "Hi, I just had an accident and need to file a claim. Can you help me?"
AI: "Of course. I'm here to help. Are you safe? Do you need emergency assistance?"
Frontdesk CRM
Alex Chen
Active
Phone
(555) 123-4567
Claim Type
Auto Accident
Location
Main St & 5th Ave
Incident Date
March 9, 2024
Source
Phone • 2:14 AM
Saved to CRM automatically
02
2:15 AM

EVERY WORD
IS SAVED

As Alex talks, the AI captures everything: name, phone, accident details, location, incident date. Saved to CRM automatically—no forms, no typing.

03
2:18 AM

SAT AT 10 AM
IS BOOKED

Alex needs to meet an adjuster. The AI checks your calendar, finds Saturday at 10 AM, and books it. Instant confirmation—no waiting.

MARCH 2024
AI
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Adjuster Meeting
Alex Chen • Saturday, March 9 • 10:00 AM
Automation Sequence
1
Appointment Booked
Trigger detected in CRM
2
Confirmation Email Sent
Appointment confirmation delivered instantly
3
Reminder Scheduled
SMS reminder queued for Friday
4
Follow-Up Queued
Post-meeting email ready to send
04
2:19 AM

THE SYSTEM
WAKES UP

The moment the appointment is booked, the system springs into action. Confirmation emails, reminder texts, follow-ups, and claim forms—all happening automatically.

Inbox
2 New
Appointment Confirmation
To: alex@email.com
Sent ✓
"Hi Alex! Your meeting with our adjuster is confirmed for Saturday, March 9 at 10:00 AM..."
Appointment Reminder
To: alex@email.com
Scheduled
"Just a friendly reminder about your meeting tomorrow with our adjuster! We'll review your claim details..."
05
2:20 AM

HER PHONE
BUZZES NOW

Alex's phone buzzes. It's a confirmation email from you—sent automatically by the AI Email Agent (coming soon). She reads it, feels reassured, and goes back to bed. Meanwhile, a reminder email is already scheduled for Friday. No one had to remember to send it.

06
Saturday, 10:15 AM

SHE FORGOT
TO SHOW UP

Saturday morning, Alex is at the grocery store. She completely forgot about the meeting. You're at your desk, see the missed appointment in your CRM, and mark it as "No-Show." That's it. One click. The system takes over from here—you don't have to think about what to do next.

NO-SHOW ALERT
Saturday, March 9 • 10:00 AM
AC
Alex Chen
Adjuster Meeting
❌ Did not arrive
Status updated in CRM
→ Recovery sequence triggered
Recovery Sequence
1
No-Show Detected
Status updated in CRM
2
Outbound Call Scheduled
AI will call Alex automatically
3
Context Loaded
Original claim + profile data ready
07
Saturday, 10:16 AM

ONE CLICK
STARTS IT ALL

The moment you mark Alex as a no-show, the system springs into action. It remembers everything: the 2 AM phone call, her accident details, her claim information. Recovery calls get scheduled automatically. Follow-up emails are queued. The entire recovery process starts—you don't have to think about it.

08
Monday, 3:45 PM

THE THIRD CALL
WORKS

Alex's phone rings. It's the third call from your AI. She's finally free—just finished her shift at work. She answers. The AI remembers their entire conversation from last week. "Hi Alex, I noticed we missed you on Saturday. Would you like to reschedule?" Alex says yes, picks a new time, and hangs up. The calendar updates automatically. No one had to do anything.

CONNECTED ✓
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Alex, I noticed we missed you for the adjuster meeting on Saturday. Would you like to reschedule?"
Alex: "Yes! Can we do this Saturday instead?"
Appointment Rescheduled
Saturday, March 16 • 2:00 PM
09
Saturday, 2:15 PM

CLAIM DETAILS
REVIEWED

Alex shows up for the rescheduled meeting. She provides all the claim documentation. You mark it complete in your CRM. The moment you click "Complete," the system springs into action: post-meeting follow-up emails get queued, the claim processing workflow begins, and document requests are automated. All happening automatically—you're just reviewing the claim.

MEETING COMPLETE
Saturday, March 16 • 2:00 PM
Auto Claim
Alex Chen
Post-meeting sequence activated
Frontdesk Forms
Additional Claim Documentation • Pre-filled from CRM
AI guiding through upload...
AI guiding through fields...
✓ Ready to send automatically
11
Saturday, 2:30 PM

HER PHONE BUZZES
ON THE WAY OUT

Alex just finished the meeting. She's walking to her car when her phone buzzes. It's an additional documentation request from Frontdesk Forms—already filled with her name, email, and the claim number they just discussed. The AI guides her through uploading police reports and witness statements right on her phone. When she submits it, you're immediately notified. The claim processing continues automatically—all without you lifting a finger.

Incoming Call
Answered • Recognized from CRM
Context Loaded
Meeting completed • Documentation submitted
AI
"Hi Alex! I remember your claim. How can I help?"
Alex
"Question about the timeline for my claim..."
12
Monday, 10:30 AM

SHE HAS
A QUESTION

Alex's at work, thinking about her claim. She has a question about the timeline. She calls. The AI answers instantly, recognizes her from your CRM, remembers her meeting and documentation, and is ready to help—no hold time, no voicemail, no missed calls. Alex gets her answer in seconds.

13
March 25, 2024

ALEX GETS
HER SETTLEMENT

The claim is processed and approved. Alex receives her settlement check. The system automatically sends payment confirmation, follow-up satisfaction surveys, and renewal reminders. Alex's officially taken care of.

CLAIM SETTLED
Auto Accident Claim • $8,500 settlement
14
April 2, 2024 • 6:30 PM

SHE TEXTS
AT 6:30 PM

Alex just got her car back from repairs. She has questions: "What's covered under my collision policy?" "Do I have rental car coverage?" She texts the AI. It answers instantly with all the details she needs—no waiting, no phone calls, no searching through policy documents.

Text Conversation
Alex • Recognized from CRM
Alex
"Hi! What's covered under my collision policy?"
AI
"Hi Alex! Your collision coverage includes vehicle damage from accidents, with a $500 deductible..."
Alex
"Do I have rental car coverage?"
AI
"Yes! You have rental reimbursement up to $30/day for 30 days. Let me know if you need anything else!"
15
April 15, 2024 • 8:30 PM

COVERAGE
QUESTION

Alex is thinking about adding her daughter to her policy. It's 8:30 PM on a Sunday. She can call, text, or chat—whichever she prefers. The AI answers instantly, understands her question, pulls up her policy details, and provides options for adding a driver. Alex doesn't have to wait for business hours or navigate a phone tree. She just asks her question, and it's answered.

Alex's Options
CALL
Instant answer
CHAT
Quick & easy
TEXT
From anywhere
POLICY UPDATE READY
Add Driver to Policy
Options provided • Quote generated
17
May 5, 2024

POLICY RENEWAL
COMING UP

Alex's policy renewal is coming up in 30 days. She gets notified automatically—email, text, or both, your choice. The system sends renewal reminders, coverage updates, payment notifications, and important policy changes. Clients stay informed without you sending individual messages. Everything happens automatically.

Policy Updates
Sent to All Clients
RENEWAL REMINDER
Policy Renewal Due
June 5, 2024 • 30 days notice • Review updated rates
COVERAGE UPDATE
New Coverage Options
Enhanced roadside assistance now available
PAYMENT REMINDER
Auto-Pay Enrolled
Your payment will process automatically on June 1
✓ All clients notified
No manual sending required
POLICY RENEWED
June 5, 2024
Alex Chen
Auto Insurance Policy • $1,850/year
✓ Renewed for 12 months
Same coverage, competitive rate
Why she renewed
"Claim process was smooth, always got quick answers, felt supported throughout"
18
June 5, 2024

A YEAR LATER
SHE RENEWS

A year later, Alex renews her policy. She had a great experience—her claim was handled smoothly, questions were answered instantly, and she felt supported. The same AI that helped her file a claim kept her happy as a client. That's the full journey: prospect to policyholder to renewal.

FREQUENTLY ASKED
QUESTIONS

Everything you need to know about using Frontdesk for your commercial insurance agency

Can it handle after-hours quote requests? +

Yes. The AI answers calls 24/7, qualifies business leads, collects policy information, and schedules consultations—all while your team sleeps. No more missed opportunities at 2 AM.

How does it handle claims inquiries? +

The AI creates claim tickets automatically, collects all details (policy number, incident description, urgency), and routes them to your claims team. Urgent claims can be escalated immediately to an agent.

Does it reduce consultation no-shows? +

Yes. The system automatically sends confirmation emails and reminder texts before consultations. When no-shows happen, it immediately calls to reschedule—recovering up to 40% of missed appointments.

Can it book consultations directly into my calendar? +

Yes. Integrates with Google Calendar, Outlook, and most calendar systems. The AI checks real-time availability and books consultations instantly—no back-and-forth emails needed.

How does the quote process work? +

After consultations, prospects automatically receive a quote request form that's pre-filled with their info from the CRM. The AI guides them through business details and coverage requirements. When submitted, you're notified immediately.

Does it work with my existing agency management system? +

Yes. Frontdesk integrates with most systems including Applied Epic, Salesforce, HawkSoft, AMS360, and others. All data syncs automatically—leads, consultations, quotes, and claims inquiries.

Can it handle multiple lines of coverage or agency branches? +

Absolutely. The AI knows all your coverage types, policy options, pricing ranges, and specialist agents. It can route calls based on coverage needs, handle multi-location inquiries, and manage multiple branches simultaneously.

What about after-hours claims and emergencies? +

The AI handles urgent claims 24/7, verifies policyholder identity, and can coordinate with your claims adjusters or emergency response teams. For critical incidents, it immediately escalates to your on-call agent.

How much does it cost? +

Pricing is based on your agency size and call volume. Most commercial insurance agencies see ROI within the first month from reduced no-shows and increased policy conversions. Contact us for a custom quote.

GET STARTED WITH
FRONTDESK

Stop missing policy inquiries at 2 AM. Start writing coverage while you sleep.

features

The AI Receptionist that Never Sleeps

Capture calls and appointments 24/7, even outside of business hours. Setup in minutes, keep your existing number.

AI Receptionist Tailored to your Business

Your AI Receptionist will understand everything about your business and services. This means that it can answer complex questions from callers easily.

AI Receptionist Sends Texts & Schedules Appointments’

Your AI phone receptionist can intelligently text the caller custom links during the conversation. For example, if the caller asks to schedule an appointment, the receptionist can text them your Calendly link.

Build and Tweak your AI Receptionist in Minutes

The simplest solution on the market. Create, purchase, and publish your AI Receptionist in just five minutes. You can even update your receptionist's knowledge base or greeting phrase anytime

Advanced Analytics with Your AI Receptionist

View  call transcripts, text history, and voicemails directly from your admin dashboard. Export phone numbers of callers for targeted promo.

Start For Free

Multiple Channels, One AI Receptionist

Voice

Answers calls 24/7 with a human-like voice.

Text

Reaches out via SMS and replies to incoming text messages.

Website Embeddables

Choose your size, color, and voice. Then, embed your receptionist in your website.

integrations

Seamless Integration with Leading Scheduling Tools

Supercharge your existing booking system with our AI virtual receptionist. No limits.

Proof & Results

Testimonials

CFO, Garman Homes
View Customer Story

"Since launching (Frontdesk) full time, we’ve fielded over 400 calls, qualified 80 leads, and helped us close over $800,000 in new home sales within just six weeks."

CEO, Trade Recalls
View Customer Story

"In the first five days using AI (Frontdesk) outbound program, Acura of Auburn generated $30,000 in new revenue; a record month for the dealership."

CEO, Provest Realty
View Customer Story

"We get about 400 calls a week, and before (Frontdesk) the phones rang all day long. Around 80% of callers hit zero, so someone was always stuck directing calls. Now only about 20% reach our operator. The phones are quiet, the team can focus, and both offices are much calmer."

Operations Manager, Clear Speech
View Customer Story

"(Frontdesk) ended up transforming our entire office. We went from a 20-kid waitlist to zero, we capture 100% of our referral opportunities, and we’re saving hours every single day."

Seattle Foot & Ankle Center

"(Frontdesk) has taken a huge weight off our practice. We no longer miss calls, and I don’t have to spend time managing an answering service. The AI handles everything reliably, and I can update it in real time. it’s like having a full-time receptionist without the time burden."