Home Insurance Agencies AI Receptionist | 24/7 Quote & Policy Management | Frontdesk

CONVERT MORE
POLICY INQUIRIES
WHILE YOU SLEEP

Every missed call is a lost policy. Every delayed quote is a customer gone to a competitor. Frontdesk AI answers calls 24/7, schedules consultations, handles claim questions, and closes policies—all while your team sleeps.

24/7 Coverage
No Setup Fees

Frontdesk AI

For Home Insurance Agencies

Incoming Call...

Client

"Hi, I need homeowners insurance for my new house. Can I get a quote?"

AI Receptionist

"Absolutely! I can help with that. Let me schedule a consultation with Alex to review your coverage options. Does tomorrow at 2 PM work?"

✓ Consultation Booked • Policy Quote

The Problem

HOME INSURANCE AGENCIES
LOSE CLIENTS DAILY

You're losing clients to competitors who answer first. Policyholders call after storms at 2 AM, quote requests pile up unanswered, and your team drowns in claim inquiries. There's a better way.

You Miss Quote Requests When They Need You Most

A homeowner just closed on their house and needs insurance by tomorrow. They call at 7 PM and get voicemail. By morning, they've already purchased from a competitor who answered immediately.

The Cost
$1,800/year
Average premium per lost client

Your Team Is Drowning in Calls

While you're reviewing a policy with one client, three more calls come in. Claim inquiries, coverage questions, policy changes—you can't be everywhere at once. Clients get frustrated waiting, and you lose renewals.

The Cost
60+ calls/day
Per insurance agent

Consultations No-Show and You Lose Them Forever

You clear your calendar, prepare the quote comparison, and wait. They don't show. You send one follow-up email that gets ignored. That's it—they're gone. No second chance, no recovery, just wasted time and another lost policy.

The Cost
35% no-show
Rate industry average
$54,000
Lost annually in missed quote opportunities
45%
Of inquiries happen after business hours
24 hours
Window before clients choose a competitor

HOW FRONTDESK
WORKS

One AI workforce that handles every touchpoint—from first inquiry to policy sold

24/7 Client Chat

Potential clients visit your website at any hour looking for quotes. Frontdesk Chat answers instantly, gathers policy details, provides coverage estimates, and books consultations—all without human intervention.

  • Automatically extracts property details, coverage needs, and budget
  • Provides instant ballpark quotes for multiple coverage levels
  • Books consultation calls directly into your calendar
Frontdesk Chat
2:14 AM • Active
"Hi, I need insurance for my home. What are your rates?"
AI
"I'd be happy to help! Based on typical homes in your area, coverage starts around $1,200/year. Would you like to schedule a free consultation to get an exact quote?"
"Yes! This Saturday works."
Consultation Booked ✓
Saturday, March 9 • 11:00 AM
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help?"
Caller: "I need to file a claim for roof damage..."
AI: "I'll start your claim right away. Can you describe what happened?"
✓ Claim #4920 Initiated

AI Phone Receptionist

Every call is answered instantly—claims, policy questions, coverage inquiries, payment issues. The AI understands context, initiates claims, schedules appointments, and escalates to agents only when needed.

  • Answers calls in under 0.5 seconds, 24/7
  • Initiates claims and captures all damage details
  • Recognizes clients from CRM and references policy history

Smart Outbound Follow-ups

When consultations are missed, Frontdesk Outbound automatically calls to reschedule. The AI references the original inquiry, knows their coverage needs, and books a new time—all while updating your CRM and calendar.

  • Automatically detects no-shows and triggers follow-up calls
  • Smart retry sequences with optimal timing
  • Reschedules consultations and updates all systems automatically
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Sarah, this is Frontdesk from your insurance agency. I noticed we missed you for your coverage consultation on Saturday. Would you like to reschedule?"
Sarah: "Yes! Can we do this Saturday instead?"
✓ Consultation Rescheduled
Saturday, March 16 • 2:00 PM
Frontdesk CRM
Name
Sarah Chen
Coverage Needs
Standard Home Policy • $250k
Property Type
Single Family • 2,400 sq ft
Source
Web Chat • 2:14 AM
Status
Consultation Scheduled

Unified CRM

Every interaction—chat, call, consultation, claim—automatically creates and updates profiles in your CRM. No manual data entry. No missed information. One complete view of every prospect and policyholder.

  • Auto-creates profiles from any touchpoint
  • Tracks full journey from inquiry to policy purchase
  • Syncs with calendar, claims, and all systems

Marketing Automation

Orchestrate the entire client journey across email, voice, SMS, and web. Automatically coordinate follow-ups, policy renewals, and nurturing sequences based on behavior and engagement.

  • Multi-channel orchestration (email, calls, texts, forms)
  • Behavior-triggered workflows and sequences
  • Automatic renewal reminders and cross-sell campaigns
Automated Follow-Ups
What's Happening Now
Pre-consultation email sent
Reminder SMS scheduled
Post-consultation quote ready
Policy application queued
AI Email Agent
Coming Soon
Pre-Consultation Email
"Hi Sarah! Your coverage consultation is confirmed. Here's what to have ready..."
Reminder Email
"Just a friendly reminder about your consultation tomorrow..."

AI Email Agent

Coming Soon: Automatically send personalized, context-aware emails at optimal times. Pre-consultation confirmations, renewal reminders, policy updates, and nurturing sequences—all orchestrated by Marketing Automation.

  • Personalized email sequences based on client behavior
  • Optimal send times for maximum engagement
  • Integrated with Marketing Automation workflows

AI-Powered Forms

Smart policy applications that pre-fill from CRM data and guide clients through completion. When forms are submitted, they automatically trigger outbound automation sequences for underwriting and approval workflows.

  • Pre-filled with CRM data (name, email, property details)
  • AI-guided completion for property details and coverage selection
  • Automatically triggers underwriting workflows on submission
AI Form
Policy Application
Pre-filled Fields
✓ Name, Email, Address (from CRM)
AI-Guided Fields
→ Property Details
→ Coverage Selection
What Happens Next
You're notified immediately and underwriting begins

Live Demo

CALL IT
YOURSELF

(864) 619-0619

No sales pitch. Just our AI answering your call, answering questions, and trying to book you.

YOUR HOME INSURANCE AGENCIES AI TEAM
EACH ONE DOES DIFFERENT TASKS

Get a complete AI team for your insurance agency. Each agent handles different tasks—answering calls, scheduling policy reviews, handling claim questions. They work together 24/7 to convert more leads into policyholders faster.

TIER 1.00

AI Receptionist Teammate

24/7 Receptionist
24/7 Available

Answers every call instantly—no voicemail, no missed quotes. Handles policy inquiries, schedules consultations, and creates claim support tickets automatically.

Phone Calls Quote Requests Claims Support
TIER 1.00

Website Chat Teammate

Live Chat Lead Generator
Always Online

Qualifies insurance leads, shows coverage options and pricing, answers questions about deductibles and policy details instantly. Schedules consultations and captures contact info—all through your website chat, 24/7.

Lead Qualifying Coverage Search Instant Answers
TIER 1.00

Email Teammate

Email Nurture Specialist
Coming Soon

Sends personalized consultation confirmations, policy renewal reminders, and follow-up emails automatically. Coordinates with Marketing Automation to send at the right time to keep prospects engaged.

Confirmations Follow-Ups Reminders
TIER 1.00

Application Teammate

Application Assistant
Policy Applications

Pre-fills insurance applications from CRM data. Guides clients through coverage selection and verification. Triggers automation workflows when submitted.

Pre-filled AI Guided Auto-Trigger
TIER 1.00

Outbound Sales Teammate

Multi-Channel Outreach
Calls, Texts & Emails

Automatically reaches out to prospects at the right time. Makes outbound calls to no-shows, sends personalized SMS follow-ups, and emails nurturing sequences. Coordinates all outbound channels to recover lost leads and keep clients engaged.

Outbound Calls SMS Campaigns Email Sequences
TIER 1.00

SMS Texting Teammate

Text Support Agent
Two-Way Texting

Handles two-way SMS conversations with prospects and current policyholders. Sends consultation confirmations, policy renewal reminders, and answers questions about coverage options via text—98% open rate.

Consultation Confirmations Reminders Two-Way Chat
TIER 1.00

Web Voice Teammate

Voice Interface Agent
Click & Talk

Lets website visitors speak directly to your website about coverage options. Click, talk, get answers about pricing, deductibles, and policy details—no typing required. Perfect for mobile users researching insurance.

Voice Chat Mobile Friendly Instant Answers
TIER 1.00

CRM Sync Teammate

CRM Sync Engine
Real-Time Sync

Automatically updates your Frontdesk CRM with every interaction. All your AI agents feed prospect and policyholder data in real-time—no manual imports, no data entry. Every call, text, and interaction is organized by policy type, coverage, and lead status.

Auto-Sync No Data Entry Organized
TIER 1.00

Auto Ticket Teammate

Auto Ticket Creator
Auto-Created

Policyholders don't submit tickets—they just call or text. Your AI recognizes claim questions (water damage, car accident, etc.), creates support tickets, triages by urgency, and notifies the right agents automatically.

Auto-Create Triage Notifications
TIER 1.00

Smart Alert Teammate

Smart Alert System
Watch & Alert

Watches every conversation and alerts you when it matters. If a prospect was frustrated, if a claim question was reported, if a policy consultation was booked—you know instantly.

Smart Alerts Custom Rules Instant

THE
JOURNEY

Follow one lead from midnight call to policy renewal—see how every system works together

Scroll to begin ↓
01
2:14 AM

THE PHONE RINGS
AT 2 AM

Alex calls at 2 AM after a car accident. The AI answers instantly—no voicemail, no missed call.

ANSWERED ✓
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk Insurance. How can I help you today?"
Alex: "Hi, I was just in a car accident. I need to file a claim."
AI: "I'm sorry to hear that. Are you safe? Let me help you start the claim process right away."
Frontdesk CRM
Alex Martinez
Active
Phone
(555) 123-4567
Policy Type
Auto Insurance
Incident Type
Vehicle Collision
Incident Date
March 9, 2024
Source
Phone • 2:14 AM
Saved to CRM automatically
02
2:15 AM

EVERY WORD
IS SAVED

As Alex talks, the AI captures everything: name, phone, policy number, accident details, vehicle information. Saved to CRM automatically—no forms, no typing.

03
2:18 AM

ADJUSTER VISIT
IS BOOKED

Alex needs an adjuster to inspect the damage. The AI checks your calendar, finds Tuesday at 10 AM, and books it. Instant confirmation—no waiting.

MARCH 2024
AI
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Adjuster Inspection
Alex Martinez • Tuesday, March 12 • 10:00 AM
Automation Sequence
1
Inspection Scheduled
Trigger detected in CRM
2
Confirmation Email Sent
Inspection details delivered instantly
3
Reminder Scheduled
SMS reminder queued for Monday
4
Follow-Up Queued
Post-inspection email ready to send
04
2:19 AM

THE SYSTEM
WAKES UP

The moment the inspection is booked, the system springs into action. Confirmation emails, reminder texts, follow-ups, and claim documentation—all happening automatically.

Inbox
2 New
Inspection Confirmation
To: alex@email.com
Sent ✓
"Hi Alex! Your adjuster inspection is confirmed for Tuesday, March 12 at 10:00 AM. Here's what to expect..."
Inspection Reminder
To: alex@email.com
Scheduled
"Just a friendly reminder about your inspection tomorrow! Make sure the vehicle is accessible..."
05
2:20 AM

HER PHONE
BUZZES NOW

Alex's phone buzzes. It's a confirmation email from you—sent automatically by the AI Email Agent (coming soon). She reads it, feels reassured, and goes back to sleep. Meanwhile, a reminder email is already scheduled for Monday. No one had to remember to send it.

06
Tuesday, 10:15 AM

SHE FORGOT
THE APPOINTMENT

Tuesday morning, Alex is at work and completely forgot about the inspection. You're at your desk, see the missed appointment in your CRM, and mark it as "No-Show." That's it. One click. The system takes over from here—you don't have to think about what to do next.

NO-SHOW ALERT
Tuesday, March 12 • 10:00 AM
AM
Alex Martinez
Vehicle Inspection
❌ Did not arrive
Status updated in CRM
→ Recovery sequence triggered
Recovery Sequence
1
No-Show Detected
Status updated in CRM
2
Outbound Call Scheduled
AI will call Alex automatically
3
Context Loaded
Original claim + profile data ready
07
Tuesday, 10:16 AM

ONE CLICK
STARTS IT ALL

The moment you mark Alex as a no-show, the system springs into action. It remembers everything: the 2 AM claim call, the accident details, the vehicle information. Recovery calls get scheduled automatically. Follow-up emails are queued. The entire recovery process starts—you don't have to think about it.

08
Wednesday, 5:45 PM

THE THIRD CALL
WORKS

Alex's phone rings. It's the third call from your AI. She's finally free—just finished her shift at work. She answers. The AI remembers the entire claim from last week. "Hi Alex, I noticed we missed you on Tuesday. Would you like to reschedule?" Alex says yes, picks a new time, and hangs up. The calendar updates automatically. No one had to do anything.

CONNECTED ✓
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Alex, I noticed we missed you for the vehicle inspection on Tuesday. Would you like to reschedule?"
Alex: "Yes! Can we do Friday morning instead?"
Inspection Rescheduled
Friday, March 15 • 9:00 AM
09
Friday, 9:30 AM

DAMAGE
ASSESSED

Alex shows up for the rescheduled inspection. The adjuster completes the damage assessment. You mark it complete in your CRM. The moment you click "Complete," the system springs into action: claim processing emails get queued, the repair authorization is ready to send, and settlement workflows begin. All happening automatically—you're just documenting the inspection.

INSPECTION COMPLETE
Friday, March 15 • 9:00 AM
Vehicle Damage Assessment
Alex Martinez
Claim processing sequence activated
Frontdesk Forms
Repair Authorization • Pre-filled from CRM
AI guiding through fields...
AI guiding through fields...
✓ Ready to send automatically
11
Friday, 10:00 AM

HER PHONE BUZZES
RIGHT AFTER

Alex just finished the inspection. She's getting back in her car when her phone buzzes. It's a repair authorization form from Frontdesk Forms—already filled with her name, email, and the claim number. The AI guides her through selecting a repair shop and confirming damage details right on her phone. When she submits it, you're immediately notified. The repair process begins automatically—all without you lifting a finger.

Incoming Call
Answered • Recognized from CRM
Context Loaded
Inspection completed • Repair authorized
AI
"I remember your claim! How can I help?"
Alex
"Question about the rental car coverage..."
12
Monday, 2:30 PM

SHE HAS
A QUESTION

Alex is at work, thinking about the repairs. She has a question about rental car coverage. She calls. The AI answers instantly, recognizes her from your CRM, remembers her claim and inspection, and is ready to help—no hold time, no voicemail, no missed calls. Alex gets her answer in seconds.

13
March 28, 2024

CLAIM
SETTLED

With all documentation complete, Alex's claim is settled. The system automatically sends payment confirmation, repair completion follow-ups, and satisfaction surveys. Alex's claim is officially closed.

CLAIM SETTLED
Auto Policy • Vehicle Collision
14
April 10, 2024 • 7:15 PM

SHE TEXTS
AT 7:15 PM

Alex just picked up her repaired car. She has questions: "Do I need to do anything else?" "How do I access my policy documents?" She texts the AI. It answers instantly with all the details she needs—no waiting, no phone calls, no searching through emails.

Text Conversation
Alex • Recognized from CRM
Alex
"Hi! Do I need to do anything else for the claim?"
AI
"Hi Alex! Your claim is fully settled. No further action needed. Here's your settlement summary: [link]"
Alex
"Where can I access my policy documents?"
AI
"All documents are available in your policy portal: [link]. You can also download the mobile app for easy access!"
15
June 5, 2024 • 8:45 PM

ANOTHER
INCIDENT

Alex's garage door damaged her car backing out. It's 8:45 PM on a Thursday. She can call, text, or chat—whichever she prefers. The AI answers instantly, understands the issue, creates a new claim, and schedules the inspection. Alex doesn't have to wait for business hours or fill out forms. She just describes the problem, and it's handled.

Alex's Options
CALL
Instant answer
CHAT
Quick & easy
TEXT
From anywhere
NEW CLAIM CREATED
Garage Door Damage
Scheduled: Monday, 11:00 AM
17
September 15, 2024

POLICY RENEWAL
REMINDER

Alex's policy is up for renewal. She gets notified automatically—email, text, or both, your choice. The system sends renewal reminders, policy updates, premium change notifications, and coverage reviews. Policyholders stay informed without you sending individual messages. Everything happens automatically.

Policy Notification
Sent to All Policyholders
RENEWAL REMINDER
Policy Renewal Due
October 1, 2024 • Review your updated coverage
ANNOUNCEMENT
New Telematics Program
Save up to 30% with safe driving monitoring!
REMINDER
Payment Method Update
Your saved card expires next month - update now
✓ All policyholders notified
No manual sending required
POLICY RENEWED
October 1, 2024
Alex Martinez
Auto Insurance • Same Coverage
✓ Renewed for 12 months
Same coverage, same premium
Why she renewed
"Fast claims processing, always got quick answers, loved the 24/7 support"
18
October 1, 2024

SIX MONTHS LATER
SHE RENEWS

Six months later, Alex renews. She had a great experience—claims were handled quickly, questions were answered instantly, and she felt supported. The same AI that helped her file the claim kept her happy as a policyholder. That's the full journey: lead to claim to renewal.

FREQUENTLY ASKED
QUESTIONS

Everything you need to know about using Frontdesk for your insurance agency

Can it handle after-hours policy questions? +

Yes. The AI answers calls 24/7, provides policy information, explains coverage options, and books consultations—all while your team sleeps. No more missed opportunities at 2 AM when homeowners need immediate answers.

How does it handle claims inquiries? +

The AI gathers initial claims information automatically, collects all details (policy number, incident description, urgency level), and routes them to your claims team. Emergency claims can be escalated immediately to on-call adjusters.

Does it reduce consultation no-shows? +

Yes. The system automatically sends confirmation emails and reminder texts before consultations. When no-shows happen, it immediately calls to reschedule—recovering up to 40% of missed appointments.

Can it book policy reviews directly into my calendar? +

Yes. Integrates with Google Calendar, Outlook, and most calendar systems. The AI checks real-time availability and books policy reviews instantly—no back-and-forth emails needed.

How does the quote request process work? +

After consultations, prospects automatically receive a quote request form that's pre-filled with their info from the CRM. The AI guides them through property details and coverage preferences. When submitted, you're notified immediately.

Does it work with my existing agency management system? +

Yes. Frontdesk integrates with most systems including Applied Epic, Agency Matrix, Hawksoft, and others. All data syncs automatically—leads, consultations, quote requests, and policy renewals.

Can it handle multiple agents or office locations? +

Absolutely. The AI knows all your agents, their specialties, coverage options, and service areas. It can route calls based on agent expertise, handle multi-location inquiries, and manage multiple offices simultaneously.

What about urgent claims and emergencies? +

The AI handles urgent claims 24/7, verifies policyholder identity, and can coordinate with your claims team or emergency services. For critical situations like fire or water damage, it immediately escalates to your on-call adjusters.

How much does it cost? +

Pricing is based on your agency size and call volume. Most agencies see ROI within the first month from reduced no-shows and increased policy conversions. Contact us for a custom quote.

GET STARTED WITH
FRONTDESK

Stop missing quote requests at 2 AM. Start closing policies while you sleep.

features

The AI Receptionist that Never Sleeps

Capture calls and appointments 24/7, even outside of business hours. Setup in minutes, keep your existing number.

AI Receptionist Tailored to your Business

Your AI Receptionist will understand everything about your business and services. This means that it can answer complex questions from callers easily.

AI Receptionist Sends Texts & Schedules Appointments’

Your AI phone receptionist can intelligently text the caller custom links during the conversation. For example, if the caller asks to schedule an appointment, the receptionist can text them your Calendly link.

Build and Tweak your AI Receptionist in Minutes

The simplest solution on the market. Create, purchase, and publish your AI Receptionist in just five minutes. You can even update your receptionist's knowledge base or greeting phrase anytime

Advanced Analytics with Your AI Receptionist

View  call transcripts, text history, and voicemails directly from your admin dashboard. Export phone numbers of callers for targeted promo.

Start For Free

Multiple Channels, One AI Receptionist

Voice

Answers calls 24/7 with a human-like voice.

Text

Reaches out via SMS and replies to incoming text messages.

Website Embeddables

Choose your size, color, and voice. Then, embed your receptionist in your website.

integrations

Seamless Integration with Leading Scheduling Tools

Supercharge your existing booking system with our AI virtual receptionist. No limits.

Proof & Results

Testimonials

CFO, Garman Homes
View Customer Story

"Since launching (Frontdesk) full time, we’ve fielded over 400 calls, qualified 80 leads, and helped us close over $800,000 in new home sales within just six weeks."

CEO, Trade Recalls
View Customer Story

"In the first five days using AI (Frontdesk) outbound program, Acura of Auburn generated $30,000 in new revenue; a record month for the dealership."

CEO, Provest Realty
View Customer Story

"We get about 400 calls a week, and before (Frontdesk) the phones rang all day long. Around 80% of callers hit zero, so someone was always stuck directing calls. Now only about 20% reach our operator. The phones are quiet, the team can focus, and both offices are much calmer."

Operations Manager, Clear Speech
View Customer Story

"(Frontdesk) ended up transforming our entire office. We went from a 20-kid waitlist to zero, we capture 100% of our referral opportunities, and we’re saving hours every single day."

Seattle Foot & Ankle Center

"(Frontdesk) has taken a huge weight off our practice. We no longer miss calls, and I don’t have to spend time managing an answering service. The AI handles everything reliably, and I can update it in real time. it’s like having a full-time receptionist without the time burden."